Medica Drug Rehab in the Midwest

Medica was originally a physician’s health plan for doctors. Since the 1970s, it has become a healthcare provider for over one million families, individuals, and employers. Several programs are available, including employer-provided health insurance plans, individual policies, Medicare plans, and Medicaid policies, each of which differs in terms of what you might have to pay out of pocket, for a deductible, or a co-pay.

Let Arista Recovery help you navigate the complicated waters of insurance policies. Arista Recovery is a Midwest drug rehab center that accepts Medica insurance. Our intake team is standing by; contact us today to learn more about how our full continuum addiction treatment programs can help you overcome addiction.

Does Medica Cover Addiction Treatment?

Your policy will cover some, if not all, of your Medica drug rehab in the midwest. You can get help at a midwest Medica drug and alcohol rehab center for things like:

  • Individual therapy
  • Group therapy
  • Family therapy
  • Psychiatric evaluation
  • Medication management
  • Hospitalization
  • Individual treatment planning
  • Outpatient programs
  • Inpatient programs

Medica offers comprehensive addiction treatment coverage and many helpful educational tools online. However, you must attend an approved facility for Medica drug rehab in the midwest, and you must have a diagnosis from your primary care physician in many cases.

Does Medica Cover Co-Occurring Treatment?

Cigna insurance can apply to co-occurring treatment. Federal law dictates that health insurance providers cover basic services for mental health disorders, including:

  • Depression
  • Anxiety
  • PTSD
  • Bipolar Disorder
  • Substance Abuse

Your policy might have a caveat that you must receive a diagnosis from your primary care physician before Medica covers the costs of ongoing treatment. You might also have to choose an in-network facility for applying your policy.

Arista Recovery can verify your benefits and help you get treatment. Call our admissions team today to learn more.

Does Medica Cover Prescriptions?

Some policies will cover medications prescribed during your treatment. Medica typically covers medications or prescriptions you are given even without going to Medica drug rehab in the midwest.

Your individual insurance policy will determine how much you have to pay for prescription medications while in drug rehab and when you are released.

Talk to our intake coordinator now.

Costs for Medica Drug Rehab in the Midwest

With each policy, you will see many things that can be a bit complicated, like deductibles and premiums, but these impact what you pay for addiction treatment (or any other treatment).


This refers to a set amount of money that you have to pay over the course of a year for all of your medical needs before your policy will cover any remaining costs.

For example:

Your policy says you have an annual deductible of $5,000. You have already gone to the doctor for a few visits, paid for some medication, and had some physical therapy. You have already paid $2,300 for all of your care. Your remaining annual deductible is $2,700. If you try to get coverage for substance abuse, your policy will likely require that you pay the remaining deductible, after which they will cover any costs incurred for the rest of the year.

Note: The more expensive your monthly premiums, the lower your deductible will be at a midwest Medica rehab center. Policies that have inexpensive monthly premiums often have the highest deductibles and vice versa.


You or an employer pay monthly premiums for your insurance coverage. If you don’t pay your monthly premiums, your insurance policy might not apply to ongoing treatment.

Your monthly premium will not influence the cost of addiction treatment directly. Instead, it simply influences the cost of your deductible.

Note: Monthly premiums have an inverse relationship to your deductible. If you have a policy with very high monthly premiums, you will have higher coverage for all services at a Medica addiction treatment center in the midwest and a lower deductible.


Your policy might have information on a co-pay. Co-pays are the percentage you have to pay every time you go to a doctor, aside from your annual preventative visits or when you get a prescription medication.

Your co-pay amount might be listed on your membership ID card or found online. This amount will determine how much you have to pay for any prescription medications during your treatment at a midwest Medica drug and alcohol rehab center or each time you go to a therapist.

For example:

In your area, individual therapy costs $200 per hour. Your policy says you have a co-pay of $20 for every appointment, but your insurance will cover the remaining cost. This means you can get individual therapy for as long as you need or as long as your insurance will provide, at a fraction of the cost.


As a midwest Medica rehab center, we can help you verify your insurance coverage for detox and inpatient or outpatient services.